This guide is part of a series covering retirement communities across Hawaii. The companion article covers retirement communities within Honolulu proper. This guide focuses on Oahu’s neighborhoods outside of Honolulu — covering everything from the leeward coast to the windward side and the North Shore.
For subsidized, low-income senior housing, see this section on affordable housing for seniors, covered in the companion guide Senior Benefits & Programs In Hawaii. The communities covered in this series have no income or asset eligibility requirements.
Note: Property price ranges are approximate as of mid-2026, based on regional MLS and listing data. Hawaii’s real estate market moves quickly; verify current listings with a licensed Oahu real estate agent.
NOTE: All purchase prices listed are fee-simple, unless otherwise stated.
Makaha
- Location: Northernmost town on the Waianae Coast, on the leeward side of Oahu.
- What it has to offer: Affordable beachfront living, some of the best swimming/surfing beaches on the island, Makaha Valley Country Club, Makaha Resort & Spa, and a strong community of retired residents.
- Condos/townhomes: Approx. $200K–$400K + monthly maintenance fees.
- Single family homes: Approx. $500K–$900K. Mauna Olu Estates is a luxury gated community on the upper end of this range.
Ko Olina
- Location: On the leeward coast of Oahu.
- What it has to offer: Master-planned oceanfront resort community, Ko Olina Golf Club, family-friendly lagoon beaches, a marina, J.W. Marriott Ihilani Resort & Spa, Aulani Disney Resort & Spa, Ko Olina Beach Villas Resort, Marriott’s Ko Olina Beach Club.
- Condos/townhomes: Approx. $700K–$1.3M + monthly maintenance fees.
- Single family homes: Approx. $2M+ (oceanfront/resort community premium).
Kapolei
- Location: On the leeward side of Oahu.
- What it has to offer: Master-planned “Second City” with a full range of amenities, Kapolei Golf Course, shops and restaurants, multi-plex movie theater, big-box stores, University of Hawaii West Oahu.
- Senior residence: Ilima at Leihano – Age 55 and older. An established senior living community with condos + monthly maintenance fee that includes: flexible meal plan, housekeeping, basic cable, utilities, Internet access, an emergency response system, scheduled transportation, wellness & lifestyle programs, and social & cultural enrichment events. Amenities include a 20,000-square-foot clubhouse with a restaurant, treatment spa, beauty salon, library, arts & crafts room, game room, business center, outdoor pool, spa, barbecue area, private parks, dog park/run, garden areas, and a walking/fitness trail.
- Condos/townhomes: Approx. $450K–$700K + monthly maintenance fees.
- Single family homes: Approx. $700K–$1.1M.
Ewa Beach
- Location: South shore on the leeward side of Oahu.
- What it has to offer: Master-planned community, affordable condos and single family homes, a nice local beach park, and golf courses galore — including Hoakalei Country Club (private), Hawaii Prince Golf Club, Ewa Beach Golf Club, Coral Creek Golf Course, Ewa Villages Golf Course, and West Loch Golf Course.
- Condos/townhomes: Approx. $400K–$650K + monthly maintenance fees.
- Single family homes: Approx. $700K–$1M.
Waipahu & Pearl City
- Location: Between Ewa Beach and Honolulu.
- What it has to offer: Golf courses (Royal Kunia Country Club, Waikele Country Club, Pearl Country Club, Ted Makalena Golf Course), big-box stores, major shopping centers (Waikele Premium Outlets, Pearl City Shopping Center, Pearlridge Mall), 2 multi-plex movie theaters, several community parks, Pali Momi Medical Center, University of Hawaii – West Oahu, Momilani Elementary (top-rated public school in the state).
- Condos/townhomes: Approx. $300K–$550K + monthly maintenance fees. Golf course-frontage condos/townhomes: Fairway Village, Village on the Green, and The Greens in Waikele; and Colonnade on the Greens, Pearl Regency, Ridgeway, and Tropicana Village in Pearlridge.
- Single family homes: Approx. $700K–$1M. The Royal Kunia and Waikele master-planned communities have some golf course-frontage homes.
Mililani
- Location: Central Oahu.
- What it has to offer: Master-planned community, Mililani Golf Club, Town Center of Mililani (shops, restaurants, multi-plex movie theater), neighborhood parks and recreation centers, top-rated public schools.
- Senior residences:
- The Plaza at Mililani – Offers independent living and assisted living with limited nursing care (including memory care). Operates on a month-to-month lease. Note: the community fee and monthly rates listed in earlier versions of this guide were from 2017; current rates vary — contact The Plaza at Mililani directly for up-to-date pricing. Monthly rent typically includes apartment housing, 3 meals/day, utilities, weekly housekeeping and linen service, laundry service, fitness and recreation programs, routine transportation, and access to 24-hour nursing staff. Onsite amenities include a coffee bistro, recreation room, and hair salon.
- Olaloa Retirement Community in Mililani-Mauka – Age 55 and older. Independent living only. Gated community of low-rise condominiums (2 stories w/elevators). Amenities include: After-hours security, 24-hour emergency call system, exercise room, pool, library, community garden, monthly planned activities, shuttle service, recreational facilities, walking path, and community laundry plus washer/dryer hookups. Pet-friendly!
- Condos/townhomes: Approx. $500K–$750K + monthly maintenance fees. Complexes adjacent to golf course: Fairway Village and Mililani Pinnacle.
- Single family homes: Approx. $800K–$1.2M.
Waimanalo
- Location: The southernmost town on Oahu’s windward coast.
- What it has to offer: Beachfront homes/homesites, farmland, small-town community, country living, Olomana Golf Links, two of the most beautiful stretches of beach on the island (Waimanalo Beach and Bellows Field Beach), gorgeous backdrop of the green Ko’olau mountains, plant nurseries, horse stables, Circle C Equestrian Center, Honolulu Polo Club, ‘Nalo Farms.
- Condos/townhomes: Approx. $600K–$900K + monthly maintenance fees.
- Single family homes: Approx. $900K–$1.5M.
Kailua
- Location: North of Waimanalo, on Oahu’s windward coast.
- What it has to offer: Relaxed beach-town lifestyle, family-friendly Kailua Beach Park, gorgeous Lanikai Beach, a vibrant town center with Whole Foods Market and Target, Castle Medical Center, locally owned eateries and shops, canoe-paddling clubs for all ages, Mid-Pacific Country Club (private), Royal Hawaiian Golf Club.
- Condos/townhomes: Approx. $600K–$1M + monthly maintenance fees. Golf-course frontage complex: Bluestone, the only gated community in Kailua. Ka Malanai is an established mid-rise condo community offering 1-, 2-, and 3-bedroom units.
- Single family homes: Approx. $1.2M–$2M+.
Kaneohe
- Location: North of Kailua, on Oahu’s windward coast.
- What it has to offer: Picturesque surroundings (Kaneohe Bay and the Ko’olau mountains), waterfront homes, several golf courses (Bay View Golf Park, Ko’olau Golf Club, Pali Golf Course), Windward Mall (including multi-plex movie theater), Kualoa Ranch, Kaneohe Yacht Club, He’eia Kea Small Boat Harbor, Kaneohe Sandbar, Ho’omaluhia Botanical Garden, Byodo-In Temple, Windward Community College.
- Senior residence: Pohai Nani – Offers the full continuum of care (independent living, assisted living, and skilled nursing care). Apartment and duplex residences on a 16-acre campus at the foot of the Ko’olau mountains, overlooking Kaneohe Bay. Amenities include: Pool/jacuzzi, fitness room, fitness/wellness classes, chaplain services, special events, organized outings, computer room w/Internet access, library, craft room, entertainment room, gardens and walking paths, pre-scheduled shuttle transportation, laundry facilities, beauty/barber shop, personal driving service, meal tray service, and guest rooms/meals.
- Condos/townhomes: Approx. $400K–$700K + monthly maintenance fees. Gated residential yachting community: Makani Kai Marina.
- Single family homes: Approx. $800K–$1.3M. Golf course homes can be found in the Bayview Golf Course neighborhood.
Ka’a’awa & Punalu’u
- Location: About halfway between Kaneohe and the North Shore on Oahu’s windward coast.
- What it has to offer: Small-town country living, affordable oceanfront (or nearly oceanfront) homes, uncrowded beaches, state park land and forest reserve all around you.
- Senior residence: Oceanside Hawaii – Offers the full continuum of care (independent living, assisted living, and skilled nursing care). Senior living on Oahu typically ranges from $3,000–$6,000+/month for independent living as of mid-2026; contact Oceanside Hawaii directly for current rates. Services typically include: apartment housing, meals and snacks, weekly housekeeping and linen service, scheduled transportation, recreation activities and excursions, and 24-hour access to care staff.
- Condos/townhomes: Approx. $300K–$550K + monthly maintenance fees.
- Single family homes: Approx. $700K–$1.1M.
Kahuku
- Location: On the eastern end of Oahu’s North Shore.
- What it has to offer: Golf-course and beachfront condos, world-famous surfing beaches, Kahuku Golf Course, Turtle Bay golf courses, Turtle Bay Resort, shrimp trucks, nationally-ranked high school football team.
- Condos/townhomes: Approx. $500K–$800K + monthly maintenance fees. Beachfront complex: Ocean Villas at Turtle Bay. Golf course complexes: Kuilima Estates East, Kuilima Estates West.
- Single family homes: Approx. $600K–$1M. Oceanfront homes can be found in the Malaekahana and Kawela Bay neighborhoods.
Retirement Communities in Hawaii — Full Series:
- Retirement Communities in Honolulu
- Retirement Communities on Oahu (this guide)
- Retirement Communities on Maui, Molokai & Lana’i
- Retirement Communities on the Big Island